If you choose RZR Funded, look at the operator first.
Judging RZR Funded on price alone would be a bit of a waste. Behind it is Hantec Group, in business since 1990, and its trading volume as a broker is public. Being able to research the operator’s track record before buying an expensive challenge is reassuring.
Backed by a broker handling about $2.72 trillion in trades a year.
RZR Funded is supported by Hantec Markets Mauritius. Hantec Markets is the broker business of Hantec Group, founded in Hong Kong in 1990. Its published trading volume shows the scale of the business.
Annual trading volume. Announced as up about 92% year on year.
Quarterly trading volume. Not annual: a three-month figure.
Started in Hong Kong, with over 35 years in business.
In Hantec Markets’ company profile,over 200,000 traders and over 500 employees. You can see the scale of staff and users, and trace its track record beyond prop trading. We value that this information is available.
Revenue is also in public accounts. The UK entity: about £6.19 million a year.
The accounts of the group’s UK entity, Hantec Markets Limited, for the year to December 2025 showrevenue of £6,188,982. This is the UK entity on its own, not consolidated group revenue.
Sources: RZR Funded announcement · 2025 and Q1 2026 trading volume; official · staff and client base; UK entity · filed accounts
Not just the entry fee, but how easy everyday trading is.
Even if it’s cheap to buy, it’s a problem if spreads bother you on every trade. Ponchai has actually used RZR Funded’s trading environment and rates it highly among offshore brokers. The official per-instrument pages also showed the following.
| Instrument | Spread shown on the official page | In pips |
|---|---|---|
| EURUSD.h | 0.00002 | 0.2 pips |
| GBPUSD.h | 0.00002 | 0.2 pips |
| USDJPY.h | 0.003 | 0.3 pips |
Checked on the official page on 2026-10-10.
Check trading fees separately from spreads.
EURUSD.h trading fee: 5 USD / LOT
Spreads vary. Also check swaps for overnight positions as a separate item.
They widen around news and in thin-liquidity hours, but you can look up the conditions for the instruments you usually trade on the official pages. Include trading fees and check the cost of each trade.
Source: official · trading conditions by instrument
Compared at 100K. Do you prioritize cost or the number of phases?
Choose your entry by speed, budget and number of phases.
There is a full set of plans: Instant, 1STEP, 2STEP and 3STEP. Some people want to finish the evaluation fast; others want to keep the purchase cost down even if it takes longer. RZR Funded lets you choose to match that difference.
Among them, I recommend the Endurance 3STEP. 100K is $299, almost half the $599 of Enhanced 2STEP. It’s a choice that keeps the entry fee down in exchange for taking three evaluations. Conversely, for those who want to finish quickly, there is the 1STEP Express.
Source: official · plan list
| Plan type | How it works · what to weigh |
|---|---|
| Instant | Start without an evaluation. Watch the per-product consistency and loss limits |
| 1STEP | Choose a one-phase evaluation |
| 2STEP | Go through the evaluation in two phases |
| 3STEP | An option that stacks three phases to keep the entry fee down |
The featured 3STEP compared with 2STEP at 100K
Comparing Endurance 3STEP and Enhanced 2STEP at the same 100K, the price gap is large and the evaluation time also differs.
| 100K options | Base price | Evaluation phases · profit targets | What to weigh |
|---|---|---|---|
| Endurance | $299 | 3STEP: 6% → 6% → 6% | Keep costs down and take time over more phases |
| Enhanced | $599 | 2STEP: 10% → 5% | Pay more to keep the evaluation to two phases |
Profit target sources: Endurance official conditions; Enhanced official conditions (checked 2026-10-11)
NEW3535% off your first purchaseMost popular
04Endurance 3STEP | The top pick, even if it takes time.
3STEP’s strengths are not just its price.Each phase has a 6% profit target and a fixed 8% maximum loss. There is no consistency rule, and the minimum of 3 trading days does not require winning on all 3 days. You don’t have to pile on extra trades to create profitable days.
Before buying a big account, keep budget for another attempt.
What gives me pause is the time it takes to pass. Even after hitting 6% once, the next account starts from scratch. You go through that three times, so failing partway also costs time.
A 100K account for $299 is tempting, but I want to avoid spending my whole budget on the first attempt. Deciding how many attempts you can afford and choosing the account size within that is easier to keep up, I think.
See detailed conditions and diagrams
- 01STEP 16%
At least 3 trading days in each phase
- 02STEP 26%
At least 3 trading days in each phase
- 03STEP 36%
At least 3 trading days in each phase
- 04Funded accountTo profit split
Trade under the post-pass trading and payout conditions
After passing, there is still no consistency rule, and you can hold over the weekend and use EAs. Since it’s easy to keep using your best strategy, I feel the three evaluations are worth taking on. On funded accounts, a 3% floating-loss limit and restrictions around news apply, soalso check the payout and trading conditions later in this article.
Source: trading days · targets · period
Express 1STEP | Another recommendation, aiming for the first payout.
If you want to finish the evaluation fast, choose Express.There is no minimum number of trading days, so if you meet the conditions you can pass in as little as one day. In the extreme, even with one trade. If you hit the 10% target on a good opportunity, you don’t have to keep trading just to fill days.
After the first payout, your room for losses becomes small.
The first payout locks the loss line at the initial balance. If you withdraw all profits and bring the balance back to the initial amount, you have no room left for losses.To keep the account going you need to leave profits in it, so it suits using the first payout as a milestone.
For example, with 100K, if both the post-payout balance and the loss line are $100,000, you have zero room for the next loss. If you plan to keep withdrawing repeatedly, this condition matters a lot.
Even if you pass at the earliest, payouts require a standard 14-day wait. An on-demand first payout is a paid add-on. On funded accounts, you also need to keep to the 3% floating-loss limit and the restrictions around news.
See detailed conditions and diagrams
| Express basic conditions | Details |
|---|---|
| Profit target | 10% |
| Daily / maximum loss | 5% / 6% (trails the closed balance) |
| Evaluation period | No minimum days · no time limit |
| Standard first payout | 14 days after the first trade on the funded account / minimum $20 |
| Profit split | Standard 80% |
Withdraw first, and use it to fund your next plan.
Rather than leaving profits in Express and keeping it going, I would first withdraw the profit I can receive. Then I would put that money toward buying another plan such as Endurance, or toward the next attempt. I want to use Express as an entry aimed at the first payout, not as an account to grow long term.
What you receive from a payout is the amount after the profit split. Choose considering the cost of the next plan and the effort of passing again.
Who this suits
For people who want to get to one payout first rather than stacking evaluation phases. Weekend holding and EAs are allowed, so it’s a candidate if your strategy fits the conditions.
Sources: Express official conditions; Ponchai’s NOTE
- 01Balance after the payout$100,000
Example on a 100K account brought back to the initial balance
- 02Loss line locked$100,000
Locked at the initial balance by the first payout
- 03Room for losses afterwards$0
No room to absorb even a small loss
Enhanced 2STEP | A comparison option for those who want fewer phases.
$599 for 100K. The entry fee is higher than 3STEP, but the evaluation ends in two phases. For those who would rather cut one evaluation than spend time to lower the fee.
Enhanced’s profit targets are 10% in phase 1 and 5% in phase 2. Check the loss limits and payout conditions in Enhanced’s official conditions too.
Source: Enhanced · official conditions
Instant | No evaluation. Choose from 3 types by how you’ll use it.
For those who want to skip the evaluation and start, there is Instant. But the 3 types are used quite differently. Instant24 in particular is an account that ends after 24 hours, so it doesn’t suit people who want to trade long term.
| Type | Suited to | Key points before buying |
|---|---|---|
| Instant Funding | Skip the evaluation and trade with no consistency rule | Basic display: daily 6% · total loss 6% · floating loss 3%. Payout conditions are separate |
| Instant Lite | Keep the entry fee low and spread profits over several days | 20% consistency · 5 profit days · a 3% buffer you cannot withdraw |
| Instant24 | Stack several small profits within a 24-hour window | Ends after 24 hours. Minimum profit 3% · 15% per-trade consistency |
Instant Funding | For those who want to skip the evaluation and start trading.
Instant Funding skips the evaluation and has no consistency rule. If your profits tend to concentrate on particular days, this is the type to look at before Lite or Instant24.
Watch out for the 3% floating-loss limit. Even if daily 6% and total loss 6% look roomy, you may hit it first while holding positions. The standard payout frequency is 14 days. Weekend holding and news trading conditions change with the add-ons you choose.
Source: official Instant Funding display
Instant Lite | For those who want to build up profits with a low entry fee.
Instant Lite lets you start without an evaluation and keeps the entry fee low. But it requires spreading profits over several days, so it’s hard to use if you want to withdraw from a few big wins.
Each payout cycle requires 5 profitable days of at least 0.5%. On top of that, the biggest profit day must be no more than 20% of total profit. The first 3% cannot be withdrawn and stays in the account as a buffer. There are also limits of daily 3%, trailing maximum 5% and floating loss 1%.
You can skip the evaluation, but there are all these conditions before a payout. Unless your strategy stacks small profits over several days, it’s hard to take advantage of the low entry fee.
Standard is 14 days after the first trade, an 80% profit split and a $20 minimum. The first payout locks the loss line at the initial balance. No EAs. Check conditions that change with add-ons on the purchase screen.
Source: Instant Lite official conditions
Instant24 | An account that ends within 24 hours, separate from ongoing trading.
The account ends 24 hours after your first trade, and is designed for a full payout after the period ends if you meet the conditions. It doesn’t suit repeated payouts from the same account.
Being able to trade the news is interesting, but you can’t just win big once and be done. Besides a 3% minimum profit, your single most profitable trade must be no more than 15% of total profit. For those who can spread profits across several trades within 24 hours.
Standard is an 80% profit split, daily loss 2%, trailing maximum loss 3% and floating loss 1%. One position at a time. If you don’t meet the conditions before time runs out, you may not be able to withdraw even with a profit.
Source: Instant24 official conditions
Choose an account size that fits your budget.
The 3STEP entry fee is 50.1% lower.
Base prices checked on 2026-10-10 by switching account sizes on the official page. No discounts or paid add-ons. Judge how easy it is to pass together with the profit targets and loss limits.
Alongside listed 100K examples from other firms
| Listed examples of 100K plans | Listed price, USD | Checked |
|---|---|---|
| Blue Guardian 2 Step Nano | $239 | 2026-10-02 |
| FundedElite 2 Step Lite | $299 | 2026-10-02 |
| FundedNext Stellar Lite | $399.99 | 2026-10-02 |
| FundingPips 2 Step Pro | $466 | 2026-10-02 |
| FundedNext Stellar 2-Step | $549.99 | 2026-10-02 |
| RZR Funded Enhanced / 2STEP | $599 | 2026-10-10 |
| IC Funded Professional 2-Step | $519 | 2026-10-05 |
Source: RZR Funded current pricing Compare other firms, rules included ↗
Before continuing with Endurance, check payouts and key conditions.
Profit share
95% is a paid add-on. Judge the maximum and the standard conditions separately.
Holding style
Endurance allows it on both evaluation and funded accounts. EAs are also allowed as long as they don’t use prohibited strategies.
Payout cycle
Shorter cycles and an on-demand first payout are add-ons. The minimum payout is $20.
Funded account: restrictions 3 minutes before and after major news
For 3 minutes before and after high-impact news, there are restrictions on eligible new entries and closes. If you choose the news-trading add-on, check its scope in the purchase conditions.
Funded account: 3% floating loss across all open positions
On top of the daily and maximum loss limits, the combined floating loss of open positions must stay within 3% of the initial balance. Multiple positions are counted together.
Daily 4% · maximum 8%: check them as the basic conditions
The daily limit is calculated from the higher of the balance and equity at 00:00 MT server time. The maximum loss is fixed at −8% of the initial balance. For 100K, the reference is $92,000, and it doesn’t change after payouts.
Keep the broker’s support separate from how the account itself is regulated
The broker’s support is reassuring, but RZR Funded itself is not regulated by the FCA. What you sign up for is a prop evaluation/funded account, not an ordinary brokerage account. We have also not been able to confirm any group guarantee of principal or payouts.
Source: full Endurance conditions
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Choose a plan that fits not only on price but on your trading style and loss limits.
Buy ↗NEW3535% off your first purchaseReferral link. Check discounts, purchase amount and applicable rules on the final screen.
See reviews, scoring basis and detailed rules →About the sources in this article and the first-hand experience
Prices and rules are published after checking official materials. The user experience is written from Ponchai’s own experience. See each table and source for when conditions were checked.